woman in the library reading one of the best personal finance books

Below are some of the best personal finance books for women, including some that are great in general, and some that speak to women directly.

Finding the right books to help you expand your personal finances can be tricky. Some books offer good advice no matter who you are. Most books offer some great advice, but it only applies to people in certain living situations. 

Best Personal Finance Books For Women: Comparison Table

How We Chose Our Ratings

The books on this list are chosen based on a combination of factors. One is a first-hand recommendation about the book itself. Other reviews are taken into consideration as well. The opinions of readers will also weigh into the final score based on how helpful they felt the books were.

Readability will be key, as well as a book's ability to convey meaningful tips and information. Any personal finance books should offer information that is helpful in general, or at least to a specific group of people. If it conveys the writer's personal experiences, then their ability to relate that to others will also be weighed.

All of the fifteen best personal finance books will be judged using a five-star system. All of these books are considered among the best, so even a low rating out of five stars does not mean it is bad. It means that among several exceptional books, it merely lacks a few particular points.

Top 15 Best Personal Finance Books For Women

I Will Teach You To Be Rich By Ramit Sethi

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I Will Teach You To Be Rich
  • I Will Teach You to Be Rich
  • Ramit Sethi
  • Publisher: Workman Publishing
  • Edition no. 1 (03/23/2009)
  • Paperback: 272 pages

I Will Teach You To Be Rich started as a regular series of blog posts by Ramit Sethi. Blog posts are informal however and may not get the point across, which is why the information was eventually repackaged into a book.

The book is about long-term finances and is targeted at people fresh out of college. Its main points appeal to everyone though. It suggests you eliminate existing debts, gives ideas for budgeting, and more while still speaking to a general audience.

I Will Teach You To Be Rich gets a five-star rating. Although it speaks to a generic public, more than women specifically, the information is all to the point and essential for good personal finances.

Million Dollar Woman By Julia Pimsleur

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Million Dollar Women: The Essential Guide for Female Entrepreneurs Who Want to Go Big
  • Simon Schuster
  • Julia Pimsleur
  • Publisher: Simon & Schuster
  • Edition no. 0 (10/18/2016)
  • Paperback: 256 pages

Million Dollar Woman is targeted directly to female entrepreneurs. At first glance, it may seem to address business finances more than personal finances. The title and promise to teach women to start a business that makes one million dollars is misleading. The book explains saving money from your work or business, but in a way that will benefit you on a personal financial level.

It does talk about scaling businesses, and how to improve your invested finances. An important lesson Julia repeatedly stresses, however, is not to over-invest, and to grow your personal finances. Personal finances can be reinvested as you choose, or benefit you if your employment sours. It makes you examine your earnings, as a business owner or not, in unique ways.

Million Dollar Baby gets a three-star rating. It's packed full of useful personal finance advice, but it does explain it as if the reader planned to start a business. It's great for female business owners, and useful for women in general. The tone and angle of the writer can fail to appeal to some readers though.

Prince Charming Isn't Coming By Barbara Stanny

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Prince Charming Isn't Coming: How Women Get Smart About Money
  • Barbara Stanny
  • Publisher: Penguin Books
  • Edition no. 0 (04/24/2007)
  • Paperback: 240 pages

This book speaks directly to women about their personal financial issues. It pointedly targets women who expect financial relief from a partner or through marriage and dispels several myths about shared finances. This book is about retaining control over your personal life by refusing to relinquish control of your finances and has an empowering tone to it.

Prince Charming Isn't Coming has a five-star rating. The tone can come off as challenging or dismissive of women in relationships, but that's not truly its point. It explains the benefits of maintaining control over your personal finances, and how that can lead to more equal partnerships. It's writing is strictly about helping women adjust their financial planning.

All Your Worth: The Ultimate Lifetime Money Plan By Elizabeth Warren ​and Amelia Warren Tyagi

All Your Worth: The Ultimate Lifetime Money Plan
  • Used Book in Good Condition
  • Elizabeth Warren, Amelia Warren Tyagi
  • Publisher: Free Press
  • Edition no. 0 (01/17/2006)
  • Paperback: 304 pages

All Your Worth is written by politician Elizabeth Warren and her daughter and combines their knowledge about women's finances. It targets the common problem of spending on a level that is unsustainable. This problem is especially ruinous for women, who are taught to value ephemeral and cosmetic items as a societal norm.

All Your Worth receives a four-star rating. It simplifies spending into necessities, desires, and savings or long-term spending. It's a guide on spending habits more than other areas of personal spending. It offers insightful advice for women and men regarding personal finances, but the perspective of both of its authors makes it easy to approach for women readers.

Total Money Makeover By Dave Ramsay

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The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
  • Thomas Nelson
  • Dave Ramsey
  • Publisher: Thomas Nelson
  • Edition no. 1 (09/17/2013)
  • Hardcover: 272 pages

Not everything in Total Money Makeover is good advice or appeals to every reader. It's full of religious analogies and advice like not going to college if you need to take out student loans is unrealistic and dangerous for many people.

The book does give practical advice about saving. It lays out a plan with several steps with realistic time frames to improve your personal finances. His envelope tip is also an excellent suggestion for anyone who uses credit cards or non-cash methods of payment. So basically, it’s useful advice for everyone.

Total Money Makeover gets a four-star rating. There is advice that will be especially valuable to those with debt, low income, or limited finances. Some of its advice is unrealistic though, and other claims are outright untrue. It's impossible to rent a hotel room in the United States without a credit card, no matter what Dave Ramsay says.

On My Own Two Feet: A Modern Girl’s Guide To Personal Finance By Manisha Thakor

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On My Own Two Feet: A Modern Girl's Guide To Personal Finance
  • Adams Media
  • Manisha Thakor
  • Publisher: Adams Media
  • Edition no. 0 (11/29/2013)
  • Paperback: 208 pages

One of the important points On My Own Two Feet drives home is how hard those with bad finances try to project an air of financial stability. It warns against buying fast cars and beautiful dresses when your personal finances are limited. It also explains how you can be mistaken by assuming others are well off due to the material possessions they surround themselves with.

On My Own Two Feet receives a four-star rating. Like many other books on this list, it talks about getting yourself out of debt and creating good saving practices. It puts more of an emphasis on the way people mislead one another by acting like their finances are better than they are. Being frugal sometimes means presenting your possessions in an honest light while you are saving.

You Are A Badass At Making Money By Jen Sincero

You Are a Badass at Making Money: Master the Mindset of Wealth
  • Jen Sincero
  • Penguin Books
  • Kindle Edition
  • Edition no. 0 (04/18/2017)
  • English

You Are A Badass explains the mental doldrums you may fall into because of financial issues. It focuses on ways of thinking that can improve your personal finances, rather than strategic how-tos. Depression and mindsets can affect how women spend and destroy what savings they've already made. To that end, this book tackles a different but very important issue.

You Are A Badass receives a four and a half star rating. It's a strong and motivational book, and its advice is useful. It doesn't offer much down in the dirt practical advice, so this is less of a book on economics, and more of a self-help book. It's still targeted to how women think about their personal finances though and can improve your situation if you follow the advice.

Money Rules: The Simple Path to Lifelong Security
by Jean Chatzky

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Money Rules: The Simple Path to Lifelong Security
  • Jean Chatzky
  • Publisher: Rodale Books
  • Paperback: 128 pages

Money Rules is a bit of an unusual book. It’s packed full of personal idioms and life lessons by Jean Chatzky. In between the quotes you’ll find practical advice about investing personal funds, and how to lower the temptation you have to spend.

It reminds people not to invest if they don’t understand what they’re investing in, and to tune out voices pushing you towards poor financial decisions. For women constantly bullied by investment consultants and other money grubbers, this book has important advice that can help you say no more often.

Money Rules receive three and a half stars. The author has self-confidence that oozes out of every invented idiom and quote, but it can be distracting. The advice is very useful and offered in an entertaining fashion. If normal finance books are boring you, Money Rules may be one of the best personal finance books for you.

7 Money Rules For Life By Mary Hunt

7 Money Rules For Life is a good by the book examination of how most people spend their personal finances. It offers the usual advice to get yourself from debt, save regularly, and plan for the future. Its downside is that the book has no leeway for emotional or psychological reasons people spend money, and simply tells the reader not to do it as if those weren't factors.

7 Money Rules For Life receives two and a half stars. It is an excellent book, and the advice is good. It isn't presented in a relatable fashion, and the advice in no way addresses impulse spending. It doesn't address why people spend money, and simply expects the reader to follow the guidelines no matter what background they're from, which is a bit tone deaf.

Think And Grow Rich By Napoleon Hill

Think and Grow Rich
  • Napoleon Hill
  • GENERAL PRESS
  • Kindle Edition
  • Edition no. 1 (05/07/2018)
  • English

Think And Grow Rich was written in the 1930s by a survivor of The Great Depression. The techniques might be out of date, and it might not be for women specifically, but it does have good personal financial advice. The book explains focusing your efforts on a single goal, and how to cut down on unnecessary spending from the point of a survivor of The Great Depression.

Think And Grow Rich receives a two-star rating. The advice that is still meaningful is largely about the mindsets people take when thinking about their personal finances. Some readers feel its advice isn't specific enough. Think And Grow Rich set a trend for how personal finance books are written though and should be added in through a grandfather clause regardless.

Every Woman Should Know Her Options: Invest Your Way To Financial Empowerment By Laurie Itkin

Every Woman Should Know Her Options is an inspirational book about how Laurie Itkin turned her personal finances into an investment and saw wonderful returns. For women who want to risk their personal finances in stocks and other systems for growing your wealth, this book is a treasure trove of knowledge.

Every Woman Should Know Her Options receives two and a half stars. This book talks about how to spend and invest your personal finances. It doesn't touch on your work or business, but it does speak primarily to female readers. The advice is helpful, but investing is always a risk, and we prefer books that explain saving overspending for the sake of this list.

The 4 Hour Work Week By Tim Ferris

The 4 Hour Work Week is a bit of a departure from other books on this list. It tackles the mindset men and women develop about saving for retirement so that they can enjoy their lives later. It lays out ways to parcel out money for enjoying your life sooner, rather than banking on a relaxing retirement.

The 4 Hour Work Week receives a three-star rating. It is a longtime best seller and offers thoughtful advice about enjoying your personal finances. It does little to explain how you would save money though. As stated in the previous entry, this life prefers books with advice to improve your personal finances over advice about how to spend it.

I’m On My Own And So Are You By Judy Resnick

I'm On My Own and So Are You: Financial Security for Women
  • Used Book in Good Condition
  • Judy Resnick
  • Publisher: XLIBRIS
  • Paperback: 164 pages

I’m On My Own talks about personal finances when you start from a bleak point in your life. The author addresses women’s finances after the death of a husband, divorce, or some other severed relationship.

I'm On My Own receives a three-star rating. The book is helpful for stabilizing your life. It tells women how to prepare for sudden drops in income, and to brace against debt and other burdens. It's not an optimistic personal finance book, but if you are worried about handling your finances alone, I'm On My Own can help.

What Your Financial Advisor Isn’t Telling You By Liz Davidson

What Your Financial Advisor Isn’t Telling You is about financial advisors, and how to understand if they will help or hurt you. It’s a book that encourages women to maintain control over their personal finances. Its advice can be applied to any situation where you are encouraged to share control of your finances.

It takes a bit of a fatalistic approach to personal finances, but all of the advice is practical. What Your Financial Advisor Isn't Telling You receives four and a half stars because it's grim look at personal finances comes with constant and practical advice. It is one of the best personal finance books for no-nonsense advice, but it's a bit of a dry read.

Sacred Success: A Course in Financial Miracles”
by Barbara Stanny

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Sacred Success: A Course in Financial Miracles
  • Barbara Stanny
  • Publisher: BenBella Books
  • Hardcover: 272 pages

Sacred Success explores what women save personal finances for. It’s not uncommon for women to use their personal wealth as a weapon in social structures, and to hold power over others. The book recommends ways to lose these subconscious habits, and live a more fulfilling life with the money you have. It also has saving advice to improve your personal finances as well.

Sacred Success receives four stars. It combines useful advice about saving your personal finances and improving them with spiritual and mental advice. The way it examines greed from a psychological standpoint, and tries to help the reader spiritually is very good. This book is a bit of a Jack of All Trades in personal finance books, and a must read for any woman with an interest.

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